Individuals throughout the United States have relied on Cigna to provide top-of-the-line service when dental problems arise. Building their plans around the notion that preventive care is most important, they offer policyholders 100% coverage for any service that is designed to reduce the risk of restorative care (i.e., dental checkups and cleanings, X-rays, fluoride treatment, etc.). While this is reassuring news to anyone who has a plan with Cigna, there is also the relief that should a more serious problem occur, coverage is available.

Whether you develop a cavity or suffer sudden facial trauma, Cigna agrees to cover 70-80% for minor restorative treatments and 50% for any major treatments. Depending on the type of care you need, it will likely fall into one of these two categories. It is important to note, however, that cosmetic care of any kind is not covered by dental insurance. While there are exceptions (i.e., metal-free dental restoration), you should not expect your veneers, teeth whitening, or another similar service to be covered.

At the end of the calendar year, your coverage resets. Anything you don’t use won’t accumulate, and you aren’t reimbursed for your premiums or deductible. On average, less than 3% of people meet or exceed their annual limits. We don’t want to see you throw money down the drain.

All of this is feasible when you choose to see a dentist who is in-network with Cigna. Although it is not mandatory or required, it can help you save significantly when it comes to regular dental care. Otherwise, if you are out of network, you’ll be required to pay more for the same services you receive.

Cigna Employers in Frisco

Here in Frisco, we are pleased to be the dentist of choice for various employers in the area. Should employees at Samsung Electronics or the Frisco Independent School District need help to improve, rebuild, enhance, or maintain their smiles, they are welcome to come to our office for help. As partners with Cigna and these particular businesses and organizations, we are dedicated to producing the kind of smiles that lead to greater confidence in one’s job.